Do you have these concerns?

• Do you and your souse fight over money? - 85% of marriages end in divorce because of money

• Do you know what percent of your income should go toward groceries/food? - every category of a budget should have a limit
• Do you know how to reduce your debt? - there are strategic plans to overcome debt
• Do you know the difference between a term and permanent life policy? - there are multiple uses for all types of insurances
• Do you know how to save for the necessities of life? - there are three categories of savings: liquidity; durable goods and retirement
• Do you plan on having enough for retirement? - the greatest fear among geriatrics is out-living their money
• Do you know how to reduce or avoid taxes while being a charitable giver? - you can avoid capital gains taxes and receive 100% of the value of the appreciated asset by donating the investment prior to selling it